:root{
  --navy:#123d2a; --blue:#2b7a4b; --sky:#e6f5ea; --ink:#163326; --muted:#64766b;
  --line:#d9e7dd; --soft:#f4faf5; --white:#fff; --accent:#79c267; --green:#1f7a45; --green2:#44a65f; --lime:#b7dd70; --radius:20px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 40px));margin:auto}
.topbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(11,44,73,.08)}
.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;font-weight:900;letter-spacing:-.04em}.brand strong,.brand small{display:block;line-height:1.1}.brand strong{font-size:15px}.brand small{font-size:12px;color:var(--muted);margin-top:4px}
nav{display:flex;align-items:center;gap:27px;font-size:14px;font-weight:700}nav a:hover{color:var(--blue)}.nav-cta{padding:11px 16px;background:var(--navy);color:#fff!important;border-radius:999px}.menu{display:none;border:0;background:none;font-size:24px}
.hero{background:
 radial-gradient(circle at 75% 20%,rgba(86,166,99,.22),transparent 32%),
 linear-gradient(135deg,#eff9f1 0%,#fff 55%,#f3faf4 100%);padding:86px 0 80px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:900;color:var(--blue);margin-bottom:14px}.eyebrow.light{color:#8ec2ea}
h1{font-size:clamp(46px,7vw,76px);line-height:.98;letter-spacing:-.055em;margin:0 0 26px;color:var(--navy)}h1 span{color:var(--blue)}h2{font-size:clamp(34px,4vw,49px);line-height:1.04;letter-spacing:-.04em;margin:0 0 20px}h3{font-size:21px;margin:8px 0 10px}.hero-copy{font-size:19px;max-width:680px;color:#4c5967}.actions{display:flex;gap:12px;margin:30px 0 36px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:12px;font-weight:850;border:1px solid transparent;cursor:pointer;font-size:15px}.btn.primary{background:var(--navy);color:#fff}.btn.primary:hover{background:#123b5f}.btn.secondary{border-color:#bfd0dc;background:#fff}.btn.full{width:100%}
.trust-row{display:flex;gap:34px;flex-wrap:wrap}.trust-row div{display:flex;flex-direction:column}.trust-row strong{font-size:18px;color:var(--navy)}.trust-row span{font-size:12px;color:var(--muted)}
.quote-card{background:#fff;border:1px solid #dce7ef;box-shadow:0 25px 70px rgba(27,62,88,.13);border-radius:26px;padding:30px}.quote-card h2{font-size:29px;margin-bottom:8px}.quote-card p{color:var(--muted);margin-top:0}label{display:block;font-size:12px;font-weight:800;color:#42505e;margin:12px 0}input,select,textarea{width:100%;border:1px solid #d8e1e7;border-radius:10px;padding:12px 13px;font:inherit;margin-top:6px;background:#fff;outline:none}input:focus,select:focus,textarea:focus{border-color:#6da7cf;box-shadow:0 0 0 3px rgba(54,126,177,.12)}.form-note{font-size:11px;color:#7a8793;margin-top:10px;text-align:center}
.strip{border-top:1px solid #edf1f4;border-bottom:1px solid #edf1f4;padding:18px 0}.strip-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:10px;text-align:center;color:#65717b;font-size:13px;font-weight:800}
.section{padding:92px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:50px;margin-bottom:38px}.section-head>div{max-width:680px}.section-head>p{max-width:390px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.service-card{border:1px solid var(--line);border-radius:18px;padding:23px;background:#fff;transition:.25s}.service-card:hover{transform:translateY(-4px);box-shadow:0 16px 36px rgba(24,60,88,.09);border-color:#c4d7e4}.service-card p{color:var(--muted);font-size:14px}.service-card span{font-size:13px;font-weight:850;color:var(--blue)}.icon{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;background:#edf5fa;color:var(--blue);font-size:23px}
.dark{background:var(--navy);color:#fff}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.muted{color:#b8c8d4}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px 24px;margin-top:28px;color:#e2ebf1;font-size:14px}.stats-panel{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:24px;padding:12px 30px}.stat{display:grid;grid-template-columns:70px 1fr;align-items:center;padding:24px 0;border-bottom:1px solid rgba(255,255,255,.12)}.stat:last-child{border-bottom:0}.stat strong{font-size:26px;color:#86bbe0}.stat span{font-weight:750}
.finance{display:grid;grid-template-columns:1fr .8fr;gap:70px;align-items:center}.finance>div:first-child p{color:var(--muted);max-width:650px;margin-bottom:28px}.finance-card{border:1px solid var(--line);border-radius:22px;padding:10px 28px}.finance-card div{padding:19px 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;gap:20px}.finance-card div:last-child{border-bottom:0}.finance-card span{color:var(--muted)}
.soft{background:var(--soft)}.area-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.area-grid div{background:#fff;border:1px solid var(--line);border-radius:16px;padding:23px}.area-grid strong,.area-grid span{display:block}.area-grid span{font-size:13px;color:var(--muted);margin-top:7px}
.testimonials{text-align:center}.testimonials h2{max-width:760px;margin-left:auto;margin-right:auto}.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:34px;text-align:left}.testimonial-grid blockquote{margin:0;border:1px solid var(--line);border-radius:18px;padding:25px;font-size:17px;font-weight:650}.testimonial-grid cite{display:block;font-size:12px;color:var(--muted);font-style:normal;margin-top:18px}.sample-note{color:#8b96a0;font-size:11px}
.contact{background:#091f34;color:#fff}.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px}.contact-list{margin-top:28px}.contact-list div{padding:15px 0;border-bottom:1px solid rgba(255,255,255,.1)}.contact-list span,.contact-list strong{display:block}.contact-list span{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:#8fa6b8}.contact-list strong{margin-top:4px}.contact-form{background:#fff;color:var(--ink);padding:28px;border-radius:22px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
footer{padding:30px 0;border-top:1px solid #e9eef1}.footer-grid{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:20px;font-size:12px;color:#75808a}.footer-links{justify-self:end;display:flex;gap:16px}
@media (max-width:960px){.hero-grid,.two-col,.finance,.contact-grid{grid-template-columns:1fr}.hero-grid{gap:45px}.cards{grid-template-columns:repeat(2,1fr)}.area-grid{grid-template-columns:repeat(2,1fr)}.section-head{display:block}.section-head>p{max-width:700px}.contact-grid{gap:35px}.footer-grid{grid-template-columns:1fr;text-align:center}.footer-links{justify-self:center}.footer-brand{justify-content:center}}
@media (max-width:720px){.container{width:min(100% - 28px,1160px)}.nav{height:70px}.menu{display:block}nav{position:absolute;left:14px;right:14px;top:72px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:16px;display:none;flex-direction:column;align-items:stretch;box-shadow:0 20px 50px rgba(0,0,0,.1)}.nav-open nav{display:flex}.hero{padding:62px 0}.section{padding:70px 0}.cards,.area-grid,.testimonial-grid,.check-grid,.form-row{grid-template-columns:1fr}.strip-grid{grid-template-columns:repeat(3,1fr)}.trust-row{gap:20px}.quote-card{padding:22px}.actions{flex-direction:column}.actions .btn{width:100%}}

/* Green / program-focused additions */
.btn.green{background:linear-gradient(135deg,var(--green),var(--green2));color:#fff;box-shadow:0 8px 22px rgba(31,122,69,.18)}
.btn.green:hover{filter:brightness(.95)}
.program-banner{padding:28px 0;background:linear-gradient(90deg,#eaf8ed,#f7fcf8);border-top:1px solid #d6eadb;border-bottom:1px solid #d6eadb}
.program-banner-grid{display:grid;grid-template-columns:auto 1fr auto;gap:24px;align-items:center}
.program-banner h2{font-size:30px;margin:0 0 8px;color:var(--navy)}
.program-banner p{margin:0;color:#587064;max-width:820px}
.program-seal{width:74px;height:74px;border-radius:50%;display:grid;place-items:center;font-size:34px;background:#fff;border:1px solid #cae4d0;box-shadow:0 12px 28px rgba(31,122,69,.09)}
.green-section{background:linear-gradient(180deg,#0f3b27,#164d31);color:#fff}
.light-green{color:#b9e28a!important}
.green-section .section-head>p{color:#c5d8cc}
.program-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.program-card{background:#fff;color:var(--ink);border-radius:20px;padding:26px;border:1px solid rgba(255,255,255,.22);box-shadow:0 18px 45px rgba(4,28,16,.16)}
.program-card.featured{outline:2px solid #8ed274;transform:translateY(-4px)}
.program-icon{font-size:32px;margin-bottom:12px}
.program-kicker{font-size:11px;font-weight:900;letter-spacing:.13em;color:var(--green);text-transform:uppercase}
.program-card p{color:var(--muted)}
.program-card ul{padding-left:18px;color:#43594b;font-size:14px;line-height:1.8}
.disclaimer-box{margin-top:22px;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.08);padding:16px 18px;border-radius:14px;color:#d8e7dc;font-size:12px}
.service-card .icon{background:#edf8ef;color:var(--green)}
.hero .eyebrow{color:var(--green)}
.trust-row strong{color:var(--green)}
@media (max-width:960px){.program-cards{grid-template-columns:1fr}.program-card.featured{transform:none}.program-banner-grid{grid-template-columns:auto 1fr}.program-banner-grid .btn{grid-column:1/-1}}
@media (max-width:720px){.program-banner-grid{grid-template-columns:1fr}.program-seal{width:58px;height:58px}.program-banner h2{font-size:25px}}